Sharing thoughts, facts, ideas, and best practices for business owners of all kinds.
Credit Card
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Point of Sale
POS
Once you complete a sale and sign an agreement with a merchant, it’s often easy to just move onto the next one and focus on finding more of them to sign. Merchants you’ve signed tend to stay happy and complacent as long as their hardware and software are functioning…
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How Credit Card Processing Fees Work
Most merchants think they’re comparing processing rates but they’re actually looking at just one thin layer of a three-part fee structure. Understanding where 70-90% of your processing costs actually go changes everything about how you evaluate (and negotiate) payment processing deals. Every card transaction splits fees between…
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Merchant Account Underwriting Explained
Merchant account underwriting explained for ISO agents - what gets deals approved, delayed, or declined, and how to submit cleaner accounts faster.
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Build a Merchant Services Sales Funnel
Build a merchant services sales funnel that drives more approvals, higher residuals, and faster closes with better targeting, offers, and follow-up.
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How ISO Agents Make Money
Most ISO agents are told they’ll earn residuals, but few understand what actually makes a merchant portfolio valuable, or why two agents with the same number of accounts can earn wildly different amounts. The real economics work differently than you’d expect. Key Takeaways ISO agents earn recurring residual…
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High Risk Merchant Onboarding Guide
A high risk merchant onboarding guide for agents who need faster approvals, cleaner submissions, and stronger portfolio growth in complex verticals.
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What Is a Merchant Services Agent?
Every card swipe generates a tiny fee and merchant services agents earn a cut of that transaction forever. But most new agents quit before their residuals compound. Here’s why the first year determines whether you build real passive income or walk away empty-handed. Key Takeaways…
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8 Best Industries for ISO Agents
See the best industries for ISO agents, from retail and restaurants to high-risk verticals, and learn where residuals and close rates grow fastest.
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Merchant Services Referral Partner Guide
Merchant services referral partner guide for agents who want stronger residuals, broader solutions, faster approvals, and scalable backend support.
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NMI vs Authorize.Net for ISO Agents
NMI vs Authorize.Net for ISO agents: compare integrations, boarding, tokenization, vertical fit, and where each gateway helps close more deals.
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High-Risk Boarding Requirements Guide
A high risk boarding requirements guide for ISO agents who need faster approvals, cleaner submissions, and better merchant placement outcomes.
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Payment Processing Residuals Explained
Learn how payment processing residuals work, what impacts long-term agent income, and how to build a stronger, more durable merchant portfolio.
Partnership
Clover Partner Program for Agents Explained
Learn how the clover partner program for agents fits into a stronger payments strategy with better residuals, support, POS coverage, and scale.
The world of payments is rapidly changing in front of our eyes. Massive consolidation is happening at a record pace, and this will inevitably impact your business as a merchant services agent.